|
Preparation and servicing of the card |
VISA ELECTRON |
VISA CLASSIC |
VISA GOLD |
|
Issuance of a primary card |
free | free | free |
|
Issuance of an extra card |
free |
free |
free |
|
Commission fee for immediate issuance of the card (in one day) |
25 GEL (the first card) 10 GEL (for every extra card) |
25 GEL (the first card) 10 GEL (for every extra card) |
25 GEL (the first card) 10 GEL (for every extra card) |
|
duration of the card |
2 years |
2 years |
2 years |
|
servicing of the primary card |
10 GEL (per year) |
20 GEL (per year) |
70 GEL (per year) |
|
servicing of an extra card |
5 GEL (per year) |
15 GEL (per year) |
50 GEL (per year) |
|
Restaration of lost or damaged card |
7 GEL | 15 GEL | 50 GEL |
|
adding of the card in the local stop-list |
free | free | free |
|
adding of the card to international stop-list |
50 USD per week |
50 USD per week |
50 USD per week |
| interest accruaed on the positive balance | no accrual | no accrual |
from 2000 GEL -4% from 1000 USD-3.5% from 1000 EUR-3% |
|
servicing of the unapproved overdraft |
48% |
48% |
48% |
|
change of a pin code through the ATMs |
free |
free |
free |
| LIMITS | |||
|
minimum remaining nalance |
not required |
30 GEL/20USD/20EUR |
500GEL/300USD/300EUR |
|
encashment limit in the BTA Bank (through post terminal) |
unlimited | unlimited | unlimited |
|
daily limit of encashment in other bank |
5 000 USD |
10 000 USD |
15 000 USD |
|
daily encashment limit in the BTA ATM |
3 000 USD |
3 000 USD |
5 000 USD |
|
daily encashment limit in a ATM of another bank |
1 500 USD |
3 000 USD |
5 000 USD |
|
daily non cash settlement limit at trading centres |
5 000 USD |
20 000 USD |
40 000 USD |
|
commission for depositing an amount |
|||
| GEL | free | free | free |
| USD/EUR | free | free | free |
| commission fee for encashment of the amount in the bank (POS) | |||
|
in the BTA Bank (GEL/USD/EUR) |
0.5% min. 0.20 GEL/USD/EUR |
0.5% min. 0.20 GEL/USD/EUR |
0.5% min. 0.20 GEL/USD/EUR |
|
in a partner bank (GEL/USD/EUR |
0.6% min. 0.50 USD/EUR |
0.6% min. 0.50 USD/EUR |
0.6% min. 0.50 USD/EUR |
|
in a different bank (GEL/USD/EUR) |
2.5% min. 6 GEL/3 USD/3 EUR |
2.5% min. 6 GEL/3 USD/3 EUR |
2.5% min. 6 GEL/3 USD/3 EUR |
|
commission fee for encashment of an amount at the ATM
|
|||
|
at the ATM of the BTA Bank (GEL/USD) |
0.2% min. 0.20 GEL/USD/EUR |
0.2% min. 0.20 GEL/USD/EUR |
0.2% min. 0.20 GEL/USD/EUR |
|
at the ATM of the partner bank (GEL/USD/EUR)* |
0.5% min. 0.20 USD/EUR |
0.5% min. 0.20 USD/EUR |
0.5% min. 0.20 USD/EUR |
|
at the BTA of another Bank (GEL/USD/EUR) |
2.5% min. 6 GEL/3 USD/3 EUR |
2.5% min. 6 GEL/3 USD/3 EUR |
2.5% min. 6 GEL/3 USD/3 EUR |
|
commission from other transactions |
|||
| conversion | official exchange rate +1% | official exchange rate +1% | official exchange rate +1% |
| settlement at trading centres | free | free | free |
|
depositing an amount to replenish the call phone balance through the ATM |
free | free | free |
| withdrawal of an amount at the BTA BANK through plastic cards issued by other banks | |||
| cards of the partner banks | 1 % min. 0.50 GEL/3 USD/3 EUR | ||
| other cards | 2% min. 6 GEL/3 USD/3 EUR | ||
* Multi-currency accounts in GEL, USD, EUR
-- Service fees for the first year is paid upon issuing of the card, service fees for the following year is paid in 1 year from the data of issuance of the card
-- Interest return is accrued on the annual basis through a compound interest rate after one year from the date of issuing the card -- In case of ordering several cards associated with one account, one-time fees for urgent issuance of the first card is GEL 25, for each additional card is GEL 10
